Blog - Property Investment

GUEST BLOG: Special Tax Codes

Phillip Smith is a Chartered Accountant with Enable Business Ltd specialising in tax, in particular, relating to property investment. He talks here about taking advantage of the tax benefits your rental property provides – so have a read, and make sure you’re on the money with your investment property.

GUEST BLOG: Special Tax Codes read article

6 tips for successful property investment

Knowledge matters in property investment, and some things you will only ever learn through experience. Which is why I want to hand a little of mine over. I’ve invested and worked with property investors for over thirty years now and have seen many a success, as well as the odd investment failure along the way. Most of my clients are mum and dad investors who have steadily built their portfolio over time, rather than the more high risk/reward investors who do it as a profession.

6 tips for successful property investment read article

Reality check on retirement

My years of teaching people how to build a retirement nest egg through residential investment property have shown me that a high proportion of people have no real plan for ensuring their retirement years are secure.

Reality check on retirement read article

Keep it conservative: Why a long-term approach works in real estate

These days, conservative is not a word you hear often in regards to real estate. When you see people in places like Auckland raking in hundreds of thousands in profit after owning a home for only a couple of years, it’s very easy to start thinking ‘that’s easy – I should do it!’

Keep it conservative: Why a long-term approach works in real estate read article

Renovating a property for sale: How to make street appeal pay off

We recently published a blog about making the most of your budget when renovating a property for sale. While nailing the internal alterations (pun intended!) is very important, so too is presenting an appealing exterior… After all, first impressions count!

Renovating a property for sale: How to make street appeal pay off read article

The reality of property renovation – what TV doesn't tell you

Auction night is the climax of renovation reality TV. The viewers are hooked from the beginning, siding with their favourite teams and watching them transform hideous houses into ‘perfect’ homes. Tension builds, bidding wars begin and the hammer falls leaving a winning couple basking in the glory of a significant profit, for eight weeks of hard slog.

The reality of property renovation – what TV doesn't tell you read article

How to stop your home or property investment from going up in smoke

Three fatalities in a November house fire in Hamilton have fire fighters pushing for mandatory smoke alarms in all rental properties – and the figures certainly back up their case.

How to stop your home or property investment from going up in smoke read article

Iron Bridge wins at Australasian Real Estate Awards

We’re very proud to announce another win at the prestigious Australasian Real Estate Awards, two weeks ago in Sydney. Pip Rowbotham took home the Sales Secretary of the Year award, up against other finalists from across Australia and New Zealand.

Iron Bridge wins at Australasian Real Estate Awards read article

RENTS ON THE RISE: So where's the best place for property investment?

It’s a well accepted assumption that rental properties in metropolitan areas are going to command more rent than their more provincial counterparts. But recent figures show a serious push in median rents in Auckland, Wellington and Christchurch – something that will well please any investment property owners in those areas.

RENTS ON THE RISE: So where's the best place for property investment? read article

30 year interest only loans pay off for property investment

A recent announcement by Westpac Bank of a new 30 year interest only loan has drawn fire from some quarters, but Brent Smith, Managing Director of Iron Bridge Property Group says “about time”.

30 year interest only loans pay off for property investment read article

3 mistakes to avoid when maintaining your investment property

It’s the often forgotten reality when owning an investment property. People step into it excited about achieving the first notch on their property portfolio belt… but easily overlook the fact that their tenant could well be on the phone needing this or that fixed within the next day!

3 mistakes to avoid when maintaining your investment property read article

What does the word 'retirement' mean to you?

In the ‘olden days’ (say, the last 80 years) it was accepted practice to retire fully from any form of paid employment. But things have certainly changed.

What does the word 'retirement' mean to you? read article

What would Capital Gains Tax mean for you?

The election is looming and the nit-picking through party policies is in full swing, but there’s one policy topic that really gets us thinking here at Iron Bridge – what would a Capital Gains Tax actually mean for people with investment property?

What would Capital Gains Tax mean for you? read article

Demand for temporary accommodation reduces: Iron Bridge clients not affected

After two years of incredibly high rents in Christchurch, things are beginning to settle. The Press reports that demand for homes in the $1000+ per week rental market is cooling fast and the “heat is starting to come off the rest of the market too”. Sounds a little deflating for those with investment property, but we think not…

Demand for temporary accommodation reduces: Iron Bridge clients not affected read article

What can I claim on my investment property?

Tax benefits are a great reward from owning an investment property, and we often have people ask us what they can claim for. So here’s a little run through on just what you or your accountant can tally up on that tax return.

What can I claim on my investment property? read article

CASE STUDY: First home as an investment property

Getting started in the property market when you’re young can be a great strategy – you’ve got income, few overheads, and often no dependents eating up your wages! For Peter and Nicky Moore* ‘getting in early’ has paid great dividends over the last 12 years.

CASE STUDY: First home as an investment property read article

How to prep your property for sale

Putting your home on the market can seem like a pretty daunting task. In fact it rates highly as one of the more stressful events in life. But it is inevitable for almost all of us at some point – so how do we make the whole process as straightforward as possible?

How to prep your property for sale read article

Fixed term vs periodic tenancy – what’s best for me as a landlord?

So, you’ve got your investment property sorted. You think you’ve found a promising tenant. It’s time to sign the paperwork. But before you do, there’s one lingering question – do I go fixed term or periodic tenancy? Which is the simplest option for me as a landlord?

Fixed term vs periodic tenancy – what’s best for me as a landlord? read article

100% Occupancy Promise for your investment property

One of the biggest fears most landlords hold is the prospect of their investment property sitting empty for days, weeks or even longer. Most of us have mortgages to pay, regular bills coming in, and the thought of being hit for extra payments is definitely the nightmare side of the property investment dream.

100% Occupancy Promise for your investment property read article

Breaking into the property market… take a different approach

With lending restrictions up, the number of first-home buyers is down – and property prices are really making it tough on most looking to own their first home. But when times get tough, the tough get creative.

Breaking into the property market… take a different approach read article

What kind of tenant will your investment property attract?

When you’re thinking about letting your property it can be difficult to trust it to a third party… After all, who knows what kind of tenants you’ll get?

What kind of tenant will your investment property attract? read article

The return OF your money is more important than the return ON your money

There was an opinion piece in the Weekend Herald recently which pointed out that KiwiSavers are being far too conservative in their choice of fund type when selecting their investment scheme, and by default the allocation of assets that their money is put towards...

The return OF your money is more important than the return ON your money read article

Iron Bridge celebrates 10 years connecting people with property

Clocking up 10 years is no small feat in business, especially with the world economy going into downturn for several of those years. Here at Iron Bridge it’s been a great ride and we’re by no means slowing down now.

Iron Bridge celebrates 10 years connecting people with property  read article

About to list your property for sale? 5 tips to get you started

It’s hard to get anything for free in this day and age, but when it comes to sage advice on preparing houses for sale, we’re very happy to give it away...

About to list your property for sale?  5 tips to get you started read article

Are you sure this won’t happen to your investment property?

Walls ripped down, holes in the ceiling, a trail of destruction and debris throughout the house, to the point where this North Shore rental property in Auckland was almost completely destroyed...

Are you sure this won’t happen to your investment property? read article

Where are we headed in 2014?

As we move inexorably along in the second decade of the 21st century, I thought it might be interesting to get a sense of how time ‘flies’, as we set up for yet another year.

Where are we headed in 2014? read article

Location, location... who cares where your real estate agency is!

Buying patterns are changing. No longer is the location of real estate agents or property managers as crucial as it used to be. When it comes to putting your property up for sale or rent, make sure you think like a buyer or tenant… If you found a property via the internet, or drove past a For Sale/Rent sign, and believed the property was ideal for you, you would contact the agent regardless of office location. In fact, you probably wouldn’t even consider the agent’s location!

Location, location... who cares where your real estate agency is! read article

A personal take on managing interest rates on your property

Over the years, I have seen many people sit on floating rates on their home or investment property through the many 0.25% rises from the Reserve Bank, only to panic when rates got up to 8-8.95% and then fix for 5 years at the bank’s recommendations...

A personal take on managing interest rates on your property read article

GUEST BLOG - Tax & your investment property

Brendan Waters is a Chartered Accountant with Bertelsen Harry Waters Ltd (BHW) specialising in tax, in particular, relating to property investment. He talks here about taking advantage of the tax benefits your rental property provides – so have a read, and make sure you’re on the money with your investment property.

GUEST BLOG - Tax & your investment property read article

Why you need landlord's insurance on your investment property

When we talk to new ‘would be’ property investors, they’re often concerned about the things they imagine could go wrong… tenants flooding the place, a natural disaster making the property uninhabitable or the tenant ‘shooting through’. Whether these fears are realistic or not, what would you do, if despite all the checks, your tenants ended up being an absolute nightmare?

Why you need landlord's insurance on your investment property read article

The Iron Bridge team wins two international real estate awards

We’re not usually ones to blow our own trumpet, but it’s been an impressive year for the Iron Bridge sales team bringing home two prestigious awards from the Australasian Real Estate Awards – Most Improved Sales Person, awarded to Paul Foster, as well as Most Improved Office.

The Iron Bridge team wins two international real estate awards read article

Iron Bridge’s 10 rules of property investment

Are you gearing up to buy an investment property? About to sign on the dotted line? Or just getting an idea of whether property investment is for you? Before you do anything, perhaps you should take these 10 tried and tested ‘rules’ into consideration.

Iron Bridge’s 10 rules of property investment read article